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Is Debt Your Slave Master?
By Demosthenes Damon
We have all wondered at times how we got into unbalanced levels debt? If you haven't wondered this perhaps your independently wealthy or perhaps you should be pondering this question. In fact according to "MSN Money The truth about credit card debt" most Americans are in the same dilemma. It's a relatively new trap that Americans have fallen into. Seventy years ago credit cards didn't even exist. Marketers and bankers have teamed up to create a super duo. Their knock out punch has hit most Americans right in the pocket book. Two generations ago most people knew to spend less than they earned and stayed away from what credit was available.
Ancient history called debtors "slaves", a person who could not pay for their goods or services voluntarily went into slavery and worked off the debt. I'm discussing financial servitude. The idea still holds true today. When you are in debt, you're in a kind of beholding position to the other entity. Have you ever said "I can't change jobs now, I have too many bills". Some people attempt to work overtime to pay off the debt. Some never stop working so they can climb the corporate ladder to maintain or increase their standard of living. My eyes see this as no different than the person in ancient history who willingly went into servitude until their debt was paid. However, now our culture is creating a perpetual "servitude" of its citizens. Thousands of Americans are getting into levels of debt they will never be able to get out of. Declaring bankruptcy, they believe is their only option. There is an answer to these problems!
I fell head long into this problem and I didn't know how to get out. It was very frightening to realize you are limiting your career and family with debt. My wife and I wanted more children but didn't think we could afford them. I wanted to move to a less stressful job. There was no way I could down grade my job to get some "breathing room" from my stressful job. Money problems are real problems; they can have dramatic effects on your well being. Seeing clearly in the rearview mirror is easy now. Back then I didn't have such a clear picture of just what was wrong with my finances at the time. I broke the chains of servitude to debtors, you can too. Identifying the problem is half the battle. Continue reading my articles to help you not only identify your issues, but exactly what steps to take and solve them.
Demosthenes Damon is a article writer who beat the bonds of credit card debt. Learn how to avoid making the same mistakes and win with money. Debt is Slavery! What my school and parents should have taught me. http://debtfree.cashbackadvantage.com or click here for debt free
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